Determinants of bank efficiency in Turkey: Participation banks versus conventional banks

Batir, Tugba Eyceyurt; VOLKMAN, David A; Güngör, Bener

doi:10.1016/j.bir.2017.02.003

Makale Tam Makale Uluslararası 2017

Determinants of bank efficiency in Turkey: Participation banks versus conventional banks

Tugba Eyceyurt Batir, David A VOLKMAN, Bener Güngör

BORSA ISTANBUL REVIEW Cilt 17 · Sayı 2 · ss. 86–96 · 01.06.2017

DOI ile aç

Özet

This study examines the technical, allocative, and cost efficiency of conventional and participation banks in Turkey with data envelopment analysis (DEA) method. In the wake of finding technical, allocative, and cost efficiency results by DEA intermediation approach, Tobit regression analysis is used to determine the factors influencing the efficiency. The main purpose of this paper is analyzing efficiency of the banking system in Turkey and compare the efficiency of participation banks and conventional banks. The results of DEA indicate that average participation bank efficiency is higher than the average conventional bank efficiency each year. Regarding Tobit regression analysis, while expenses and loan quality have a significantly negative relationship with efficiency of conventional banks, they have a significantly positive relationship with the efficiency of participation banks. While the total loans have a significantly positive relationship, external variables have a significantly negative relationship with efficiency of both types of the banks. Copyright (C) 2017, Borsa Istanbul Anonim Sirketi. Production and hosting by Elsevier B.V. This is an open access article under the CC BY-NC-ND license.

Anahtar kelimeler

Efficiency STABILITY Turkey SCALE SECTOR Conventional bank Participation bank DEA Tobit ISLAMIC BANKS ALLOCATIVE EFFICIENCIES EUROPEAN BANKING TURKISH BANKING

Sürdürülebilir Kalkınma Amaçları

SKA 8: İnsana Yakışır İş ve Ekonomik Büyüme

Atıf için künye

Batir, T. E., VOLKMAN, D. A., & Güngör, B. (2017). Determinants of bank efficiency in Turkey: Participation banks versus conventional banks. BORSA ISTANBUL REVIEW, 17(2), 86–96. https://doi.org/10.1016/j.bir.2017.02.003

BibTeX

@article{batir2017-106127,
  author = {Batir, Tugba Eyceyurt and VOLKMAN, David A and Güngör, Bener},
  title = {Determinants of bank efficiency in Turkey: Participation banks versus conventional banks},
  journal = {BORSA ISTANBUL REVIEW},
  year = {2017},
  volume = {17},
  number = {2},
  pages = {86--96},
  issn = {2214-8450},
  doi = {10.1016/j.bir.2017.02.003},
  url = {https://akademik.atauni.edu.tr/yayinlar/106127-determinants-of-bank-efficiency-in-turkey-participation-banks-versus}
}