The Effect of Subsidized Agricultural Loans Provided as Agricultural Support Policy on Producers' Income: An Application in Erzurum Tarımsal Destek Politikası Olarak Kullandırılan Sübvansiyonlu Tarımsal Kredilerin Üreticilerin Geliri Üzerindeki Etkisi: Erzurum’da Bir Uygulama

The study aims to determine the effect of low-interest business and investment loans provided to producers engaged in agriculture and livestock activities on producers' income. The data used in the research was obtained through a face-to-face survey conducted to producers continuing their production activities in 10 different districts in Erzurum province. The data were evaluated using Ordinal Logistic Regression Analysis and Marginal Effects using SPSS 20 and STATA programs. The analysis revealed that the absence of credit and low loan amounts used increased the probability of being at lower income levels, while higher loan amounts increased the probability of being at higher income levels, highlighting the significant role of credit availability in determining producers' income levels.